Did you know that Full Tort coverage is usually a lot less expensive in the suburbs than in the City? If you have been delaying adding full tort to your PA auto insurance policy because your friends and family have told you it is too expensive, call your agent and get the low-down. Within the city limits of Philadelphia, full tort can be fairly expensive, but if you live outside the city limits, there is a substantial drop in price.
If you are a limited tort insured, you have dramatically reduced your rights if you are injured in a car accident. by choosing limited tort, you waive your right to a claim for pain and suffering completely unless you meet certain exceptions. If you want to save money on your insurance premium, increase your deductibles and simply set aside extra money in a savings account you will not touch just in case you are in an accident. The amount you will save by raising your deductibles will probably cover the cost of having full tort insurance coverage! Ask your agent if you have all the coverages you need. You may be badly underinsured which is a terrible lesson to learn after you have been in an accident! Call us if you have been in an accident and need advice.
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