Posted by Sandra Worthington | Feb 13, 2017 |
In excess of 1 million people are driving around in the U.S. without any auto insurance because they cannot afford it. This includes 1.1 million drivers in PA!
What happens if you are hit by one of these uninsured folks? Despite how badly injured you might be, you will have no claim unless your a...
Posted by Sandra Worthington | Dec 30, 2016 |
Nowdays it is commonplace for people to jump on Facebook or Twitter and spew out personal life details to friends and others. It is certainly an era of lightening quick communication which can be an incredible and efficient tool for updating your contacts with important (and unimportant!) details...
Posted by Sandra Worthington | Nov 30, 2016 |
Medical marijuana was approved in Pennsylvania by law on May 17, 2016. Under specific circumstances it may be approved by your doctor in non-smoking form (tincture, other edible forms) for “serious” conditions, some of which can result from the trauma of an accident. Chronic and intractable neuro...
Posted by Sandra Worthington | Nov 30, 2016 |
The holidays are upon us and who knows better than your dog? This is a time of large and small family gatherings in HIS house. Who are these people? Should I protect my human family or are these friends? These are what I imaging to be the ponderings of a dog met by crowds of rarely seen famil...
Posted by Sandra Worthington | Dec 03, 2015 |
Friends,
Beware multiple IRS Scams that are quite scary and convincing. Warn your elderly relatives about this because they are quite vulnerable and trusting.
IRS Scams are on the rise. The Internal Revenue Service is warning taxpayers to remain on high alert and protect themselves agains...
Posted by Sandra Worthington | Sep 25, 2015 |
So your baby is all grown up (or thinks he is) and wants to get his driver's license. While having a teen on your auto policy is likely to raise the price of your insurance, there are things you can do to increase the chances that your teen will be a safe driver.
First, set a good example. If you...
Posted by Sandra Worthington | Sep 25, 2015 |
Most of us have heard the term whiplash. Frequently it brings to mind images of a person wearing a large padded collar to hold his neck in place. But is there more about whiplash we need to know?
What Is It?
In fact, whiplash is no laughing matter and can be a very serious injury. As suggested by...
Posted by Sandra Worthington | Sep 25, 2015 |
More and more people are having the same experience: They are involved in a collision that is not their fault, but, rather than fixing their car, their insurer declares that it is “totaled.” The insurance company pays what it claims is the fair market value of the car and tows it away. However...
Posted by Sandra Worthington | Sep 25, 2015 |
Even as payments by insurance companies for property damage and injuries shrink, insurance rates continue to rise. However, there are a number of things that the savvy consumer can do to lower his rates and reduce the auto insurance bite.
It Pays to Shop
The most important thing to remember is th...
Posted by Sandra Worthington | Sep 25, 2015 |
While no one looks forward to being involved in a personal injury lawsuit, keeping in mind some simple do's and don'ts should help to make your case as simple as possible.
DO keep all appointments regarding your case, especially those with your lawyer and your doctor(s).
DON'T keep any infor...
Posted by Sandra Worthington | Sep 25, 2015 |
At some point most of us will have to deal with a car that has broken down. Whether the problem is a simple flat tire or something more serious, here are some safety tips for handling a breakdown:
If you notice a problem with your car while driving, REMAIN CALM. Keeping a level head is the mos...
Posted by Sandra Worthington | Sep 25, 2015 |
Cars are expensive to own and require the owner to continually buy “consumables” such as gas, oil, filters, spark plugs, and windshield wipers. Among these consumables are tires, and most car owners understand that they will have to replace their tires every so often because the treads will becom...
Posted by Sandra Worthington | Sep 25, 2015 |
Many people think that common sense dictates what is to be done after an auto accident. Maybe so, but our common sense can desert us under stress. It is a good idea to keep this simple checklist in your car with your other important papers (registration, etc.).
Get help for anyone injured.
C...
Posted by Sandra Worthington | Sep 24, 2015 |
If you have been injured in an accident and have hired an attorney to assist you in making a claim, try to keep the following in mind:
Help Your Attorney Help You
Your attorney is on your side, fighting for your rights. Help your attorney as much as you can. Keep copies of all of the information ...
Posted by Sandra Worthington | Sep 24, 2015 |
Of all of the causes of truck collisions, one of the most preventable gets the least press: driver fatigue—put simply, tired truckers.
Federal law both limits the maximum number of hours that a truck driver is supposed to drive and prohibits truckers from driving if they are “impaired through fat...
Posted by Sandra Worthington | Sep 24, 2015 |
The perception among drivers is that bigger is better, and therefore SUVs—which are bigger than other cars—must be safer. Unfortunately, this perception is not correct. SUVs, which are not only bigger but taller than other kinds of cars and trucks, have a disturbing tendency to roll over, which r...
Posted by Sandra Worthington | Sep 24, 2015 |
As the population ages and begins to retire, many retirees are purchasing recreational vehicles, giving them the freedom to travel around the country at their own pace and with their own itinerary. RVs have become more popular, and they have also become larger. Many of them (known as Class A moto...
Posted by Sandra Worthington | Sep 24, 2015 |
RVs of all sizes are becoming more and more popular. With their increased popularity, there is a higher probability of their involvement in accidents on the highways and byways of our country. However, with some advance planning, you will be able to travel with confidence.
Before you go on a trip...
Posted by Sandra Worthington | Sep 24, 2015 |
Most people today know the importance of buckling up when they get in the car, but few know that the same rule should be applied to their pets.
People will often drive with their pets in the car. That trip could be to the store, the park, or possibly a neighbor's house. However, most people don't...
Posted by Sandra Worthington | Sep 24, 2015 |
Month after month, you pay hundreds of dollars in insurance premiums, expecting that if you have an auto accident your insurer will cover the bill. Unfortunately, this expectation all too often goes unmet because insurers play hardball in accident claims.
For the past decade or more, many insurer...
Posted by Sandra Worthington | Sep 24, 2015 |
There are approximately 12 million car accidents in the United States each year. It is a disturbing fact that you or someone you know is likely to be involved in an auto accident. Take a few minutes to read the answers to these frequently asked questions about accidents.
What Should I Do If I Am ...
Posted by Sandra Worthington | Sep 24, 2015 |
Despite your best efforts to be careful, you have been involved in a collision. You have been injured and suffered property damage. What steps can and should you take to get the compensation you deserve?
Often, the first step is to speak with a lawyer and evaluate your claim. This involves consid...
Posted by Sandra Worthington | Sep 24, 2015 |
The Stats
When a pedestrian and a car collide, the pedestrian always loses out. In 2009, about 5,900 pedestrians lost their lives in such collisions in the United States, or one every 90 minutes. These deaths account for 11% of all fatalities involving motor vehicles. Another 80,000 or so pedestr...
Posted by Sandra Worthington | Sep 24, 2015 |
What if Your Brakes Fail?
Although rare, total brake failure can be a terrifying and dangerous experience. As in all emergency situations, remaining calm is the first and most important step. In addition to that:
Shift into a lower gear if your car has an automatic transmission. If it has a ma...
Posted by Sandra Worthington | Sep 24, 2015 |
We all know the feeling: your chest tightens when you look at your rearview mirror and see a 40 ton, 18 wheeler truck, rapidly approaching your back bumper. This feeling is not completely irrational. According to federal statistics, trucks of that type cause thousands of collisions each year. Giv...